Second Act Terms

PLEASE READ CAREFULLY. This Service Agreement and Terms of Use (“Agreement” or “Terms”) is a binding legal contract between you (“You,” “Your,” “Member,” or “Customer”) and nobox creatives LLC, a Georgia limited liability company (“Company,” “We,” “Us,” or “Our”), which operates the brand and platform marketed as “Second Act Advantage,” “TheSociety,” and related programs, products, and events featuring or co-produced with Jay Samit
(collectively, the “Services”).

By creating an account, clicking “I Agree,” submitting payment, attending an event, joining a community, accessing any course, or otherwise using any of the Services, You expressly agree to be bound by this Agreement, Our Privacy Policy, and any program-specific terms incorporated by reference. If You do not agree, do not access or use the Services.

THIS AGREEMENT CONTAINS A BINDING INDIVIDUAL ARBITRATION PROVISION, A CLASS-ACTION AND JURY-TRIAL WAIVER, A LIMITATION OF LIABILITY, AND A NO-REFUND POLICY. PLEASE REVIEW SECTIONS 8, 16, 17, AND 22 CAREFULLY.

1. Definitions

“Services” means any product, program, membership, course, cohort, livestream, podcast, newsletter, coaching, mastermind, retreat, conference, in-person event, software, AI tool (including any “Digital Jay” experience), digital download, community access, content, or other offering made available now or in the future under the Second Act Advantage brand or any related brand operated by Company, whether free or paid.
“Member” means any individual or entity that registers for, purchases, attends, or accesses any Service.
“Content” means all text, audio, video, images, slides, workbooks, frameworks, prompts, datasets, software, code, models, methodologies, and other materials made available through the Services.
“Member Content” means any content, posts, comments, questions, recordings, materials, or submissions You upload, post, or otherwise transmit to or through the Services.
“Talent” means Jay Samit and any other speaker, coach, contributor, guest, or third party featured in or contributing to the Services.

2. Eligibility & Account
You represent and warrant that You are at least eighteen (18) years of age, have the legal capacity to enter into this Agreement, and are not barred from receiving the Services under the © 2026 nobox creatives LLC. All rights reserved. | Page 1 of 13 Second Act Advantage — Service Agreement laws of the United States or any other applicable jurisdiction. The Services are not directed to children under 13, and We do not knowingly collect personal information from anyone under 13.

You agree to provide accurate, current, and complete information during registration and to keep that information up to date. You are solely responsible for maintaining the confidentiality of Your login credentials and for all activity that occurs under Your account. Accounts are personal, non-transferable, and may be used by only one (1) individual unless a multi-seat license is expressly purchased.

3. Description of Services
The Services may include, without limitation: online courses and cohorts; community memberships (including “The Society”); livestreams and webinars; live in-person events, conferences, and retreats (including, by way of example, the Bhutan forum scheduled for November 2026); 1:1 or group coaching; consulting; digital downloads; software and AI-enabled tools; podcasts; books; and any future offerings introduced by Company under the Second Act Advantage brand or any successor or affiliated brand.

Future Offerings. This Agreement governs all current and future Services. New Services launched after the Effective Date are automatically subject to this Agreement, as it may be amended from time to time pursuant to Section 24, except where We expressly provide separate or supplemental terms for a specific Service. In the event of a conflict between this Agreement and any Service-specific terms, the Service-specific terms control only with respect to that Service.

We reserve the right, at any time and without prior notice, to add, modify, suspend, discontinue, replace, or remove any Service, feature, content, speaker, schedule, format, or pricing, in Our sole discretion. No specific feature, instructor, speaker (including Talent), schedule, or content is guaranteed to remain available.

4. Fees, Billing, & Subscriptions
4.1 Authorization.
By providing a payment method, You authorize Company and its payment processor (currently Stripe, Inc.) to charge that payment method for the price of the Services purchased, plus any applicable taxes and fees. All fees are stated and payable in U.S. Dollars unless otherwise specified. You represent that You are authorized to use the payment method provided.

4.2 Subscriptions and Recurring Billing.
Some Services (including The Society) are sold on a recurring subscription basis. Unless cancelled, Your subscription will automatically renew at the then-current rate at the end of each billing period (e.g., monthly or annually) and Your payment method will be charged automatically. You acknowledge and agree that subscriptions continue until cancelled by You. © 2026 nobox creatives LLC. All rights reserved. | Page 2 of 13 Second Act Advantage — Service Agreement

California Residents — Automatic Renewal Disclosures: Your subscription will continue and automatically renew on a recurring basis until You cancel. You may cancel at any time by following the cancellation instructions in Section 4.4 or by contacting Us at the address in Section 25. The amount charged on each renewal will be the then-current subscription price disclosed at the point of purchase or in account messages. We will notify You of material price
changes in advance as required by law.

4.3 No Refunds.
ALL SALES ARE FINAL. EXCEPT WHERE PROHIBITED BY APPLICABLE LAW, ALL PAYMENTS ARE NON-REFUNDABLE AND NON-CREDITABLE, IN WHOLE OR IN PART, FOR ANY REASON, INCLUDING BUT NOT LIMITED TO: NON-USE, DISSATISFACTION, CHANGE OF MIND, FAILURE TO COMPLETE A PROGRAM, ACCOUNT TERMINATION FOR CAUSE, MISSED LIVE SESSIONS, INABILITY TO ATTEND AN EVENT, TRAVEL DIFFICULTIES, OR FORCE-MAJEURE EVENTS. SUBSCRIPTION FEES ARE NOT PRORATED UPON CANCELLATION.

4.4 Cancellation.
You may cancel a subscription at any time by using the self-service cancellation tools in Your account dashboard or by emailing Us at the address in Section 25. Cancellation takes effect at the end of the then-current billing period. You will retain access to the cancelled Service through the end of the period for which You have already paid, and You will not be charged for subsequent periods. Cancelling a subscription does not entitle You to any refund of fees previously paid.

4.5 Failed Payments; Chargebacks.
If a payment fails, We may suspend or terminate Your access to any or all Services until payment is current. You agree not to initiate any credit card chargeback, payment dispute, or reversal in connection with any charge that is consistent with this Agreement. You agree that Your sole remedy for any disputed charge is to follow the dispute procedure in Section 16. Initiating an unauthorized chargeback constitutes a material breach of this Agreement and entitles Company to recover the disputed amount, chargeback fees, and reasonable attorneys’ fees.

4.6 Taxes.
All fees are exclusive of any sales, use, value-added, or similar taxes, which are Your sole responsibility, except for taxes imposed on Company’s net income.

4.7 Promotional Pricing & Trials.
From time to time We may offer promotional pricing, trial periods, founder pricing, lifetime access, or other limited offers. Such offers are governed by their stated terms. After any free or discounted period ends, recurring fees will be charged at the then-current rate unless You cancel before the end of the period. © 2026 nobox creatives LLC. All rights reserved. | Page 3 of 13

5. License to You
Subject to Your full compliance with this Agreement and continuing payment of all applicable fees, Company grants You a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services and the Content solely for Your own personal, non-commercial use during the period for which You have an active, paid (or expressly granted) entitlement.

You shall not, and shall not permit any third party to: (a) copy, record, capture, transcribe, distribute, broadcast, publicly display, publicly perform, sell, license, sublicense, lease, or otherwise commercially exploit any portion of the Services or Content; (b) modify, translate, adapt, or create derivative works based on the Services or Content; (c) reverse engineer, decompile, or disassemble any software portion of the Services; (d) remove or obscure any proprietary notices; (e) use the Services or Content to train, fine-tune, or develop any artificial intelligence, machine learning, large language model, or competitive product or service; (f)
scrape, crawl, or harvest data from the Services; (g) share login credentials, recordings, replay links, or paywalled materials with any non-Member; or (h) use the Services or Content to develop, market, or operate any product, program, course, community, coaching practice, or
service that competes with any current or future Company offering.

Any breach of this Section 5 will cause Company irreparable harm for which money damages alone are inadequate, entitling Company to seek injunctive relief without the requirement to post bond, in addition to all other remedies.

6. Intellectual Property
As between You and Company, Company and its licensors own all right, title, and interest in and to the Services and the Content, including all underlying software, methodologies, frameworks, curricula, prompts, models, AI outputs delivered through Company tools, trade secrets, copyrights, trademarks, service marks, trade names, logos, and other intellectual property rights. “Second Act Advantage,” “The Society,” “Digital Jay,” “nobox creatives,” and related
names and logos are trademarks of Company or its licensors. No rights are granted to You other than the limited license expressly set forth in Section 5. All other rights are reserved.

Any feedback, suggestions, ideas, or improvements You provide regarding the Services (“Feedback”) are non-confidential, and You hereby grant Company a perpetual, irrevocable, royalty-free, worldwide, transferable, sublicensable license to use, modify, and exploit such Feedback for any purpose, without attribution or compensation.

7. Member Content & License to Company
You retain ownership of Member Content You submit to or through the Services. You hereby grant Company and its affiliates a non-exclusive, worldwide, royalty-free, fully paid, sublicensable, transferable, perpetual, and irrevocable license to host, store, reproduce, modify, publish, publicly display, publicly perform, distribute, create derivative works of, and otherwise © 2026 nobox creatives LLC. All rights reserved. | Page 4 of 13 use Your Member Content (including Your name, voice, likeness, and image as embedded therein) in connection with operating, promoting, and improving the Services and Company’s
business, in any media now known or hereafter developed.

You represent and warrant that: (a) You own or have all rights necessary to grant the license above; (b) Your Member Content does not infringe, misappropriate, or violate the intellectual-property, privacy, publicity, or other rights of any third party; (c) Your Member Content does not violate any law or this Agreement; and (d) You have obtained any consents, releases, or permissions necessary from individuals depicted or referenced in Your Member Content.

Company has no obligation to monitor, edit, or remove Member Content but reserves the right, in its sole discretion, to remove, screen, or disable any Member Content at any time and to terminate Your access for violations.

8. Recordings, Likeness, & Releases
You acknowledge that the Services — including livestreams, webinars, coaching calls, masterminds, community discussions, and live in-person events — may be recorded (audio, video, screen capture, transcript, and chat). By participating, You consent to being recorded and to Company’s use of those recordings as part of the Services and in marketing materials, promotional reels, social media, sales pages, and derivative works, in any media, in perpetuity, on a royalty-free basis, without further notice, compensation, or approval rights.

You grant Company an irrevocable, worldwide, royalty-free, perpetual right to use Your name, voice, likeness, image, biographical information, testimonials, and any statements You make in or about the Services for marketing, advertising, promotional, training, and editorial purposes, without further compensation or approval. If You do not consent to such use, You must not participate in the affected Service.

9. Talent; No Personal Engagement
Jay Samit and any other featured Talent participate in the Services as contributors to Company’s programs. Talent’s availability, format of participation, time commitment, and specific deliverables are determined by Company and may change at any time. Nothing in this Agreement creates a personal, professional, fiduciary, employment, agency, partnership, joint-venture, mentor-mentee, or advisor-client relationship between You and any Talent.

Talent has no individual contractual obligation to You and is not a party to this Agreement. You will not contact Talent personally outside of the Services for individualized advice, investment opportunities, introductions, or services. Any agreements You may have or make with Talent outside the Services are entirely separate from this Agreement and are at Your and Talent’s sole risk. © 2026 nobox creatives LLC. All rights reserved. | Page 5 of 13

10. No Professional Advice
The Services and Content are provided for educational, informational, and inspirational purposes only. Nothing in the Services constitutes, and nothing should be construed as, legal, financial, investment, tax, accounting, real-estate, insurance, medical, mental-health, psychological, career placement, or other professional advice or services.

Company and Talent are not Your lawyer, accountant, CPA, financial advisor, registered investment adviser, broker-dealer, fiduciary, insurance agent, physician, or therapist. You should consult appropriately licensed professionals before making any legal, financial, tax, investment, business, medical, or life decision. Reliance on any information provided through the Services is solely at Your own risk.

11. No Earnings or Results Guarantee
COMPANY MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE OF ANY KIND THAT YOU WILL EARN ANY MONEY, BUILD ANY BUSINESS, GET ANY JOB, ACHIEVE ANY SPECIFIC OUTCOME, IMPROVE YOUR INCOME, BECOME WEALTHY, RETIRE, OR OBTAIN ANY OTHER RESULT FROM USING THE SERVICES. ANY EXAMPLES, CASE STUDIES, INCOME REFERENCES, OR TESTIMONIALS PRESENTED ARE NOT TYPICAL AND DO NOT GUARANTEE FUTURE RESULTS. YOUR RESULTS DEPEND ON YOUR EFFORT, SKILL, EXPERIENCE, MARKET CONDITIONS, AND MANY FACTORS BEYOND COMPANY’S CONTROL. YOU ASSUME ALL RISK OF NON-RESULTS.

12. Acceptable Use & Community Code of Conduct
You agree to behave with professionalism, courtesy, and respect in all interactions with Company personnel, Talent, and other Members. You will not, and will not permit any third party to:

harass, bully, threaten, defame, stalk, dox, intimidate, or discriminate against any person;
post, transmit, or solicit content that is unlawful, obscene, sexually explicit, hateful, violent, or that promotes self-harm;
solicit, recruit, market, sell, or pitch any product, service, MLM, investment, or opportunity to other Members without Company’s prior written consent;
share, post, distribute, or screen-record paywalled Content, recordings, replay links, prompts, frameworks, or other Content outside the Services;
impersonate any person, misrepresent Your affiliation, or use multiple or false accounts;
upload viruses, malware, or other harmful code; attempt to gain unauthorized access; or interfere with the integrity or performance of the Services;
violate any applicable law or regulation, including export controls, anti-spam laws, securities laws, and consumer-protection laws; or © 2026 nobox creatives LLC. All rights reserved. | Page 6 of 13
use the Services in any manner that could damage, disable, overburden, or impair the Services or Company’s reputation.

Company may, in its sole discretion and without prior notice, warn, mute, suspend, or permanently remove any Member who violates this Section, with no refund of any kind.

13. Confidentiality
You acknowledge that the Services may include confidential and proprietary information, including but not limited to private community discussions, financial details and personal stories shared by other Members, unpublished frameworks, business plans, prompts, software roadmaps, and pre-release Content (“Confidential Information”). You agree to: (a) hold all Confidential Information in strict confidence; (b) not disclose any Confidential Information to any third party; (c) use Confidential Information only for Your personal use of the Services; and (d) not use Confidential Information for any competitive, commercial, journalistic, or tortious purpose. The obligations in this Section survive termination of this Agreement.

14. Live Events, Travel, & Assumption of Risk
Tickets and registrations for live events (in-person or virtual), conferences, retreats, and immersions — including the Bhutan forum referenced in Section 3 — are subject to the additional terms set forth at the time of registration and to this Agreement. Tickets are non-refundable and, except where the event listing expressly permits, non-transferable. You are solely responsible for all travel, lodging, transportation, visa, vaccination, insurance, and incidental costs.

You acknowledge that travel and live participation involve inherent risks, including but not limited to illness, injury, theft, loss, transportation delays, weather, geopolitical events, and force-majeure events. You voluntarily assume all such risks. Company is not responsible for, and shall not be liable for, any damages, costs, or losses arising from cancelled flights, missed events, lost luggage, illness, or any other travel-related incident.

Company reserves the right to reschedule, relocate, virtualize, or cancel any event for any reason. In the event of a Company-initiated cancellation, Your sole remedy shall be (at Company’s election) admission to a substitute event of comparable value or a credit toward another Service — not a cash refund — except where applicable law requires otherwise.

15. Communications Consent
By providing Your contact information, You consent to receive communications from Company by email, push notification, in-app message, and (if You provide a mobile number) SMS/MMS, including transactional messages and marketing messages. Standard message and data rates may apply. You may opt out of marketing communications at any time by following the unsubscribe instructions in any message or by contacting Us. Opting out of marketing does not
affect transactional messages necessary to deliver the Services. © 2026 nobox creatives LLC. All rights reserved. | Page 7 of 13

16. Disclaimers
THE SERVICES AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, OR THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. ANY AI-GENERATED CONTENT (INCLUDING ANY “DIGITAL JAY” OUTPUT) MAY BE INACCURATE, INCOMPLETE, OR MISLEADING; YOU ARE RESPONSIBLE FOR INDEPENDENTLY VERIFYING ANY OUTPUT BEFORE RELYING ON IT. NO ORAL OR WRITTEN INFORMATION OBTAINED FROM COMPANY OR THE SERVICES CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

17. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AGENTS, LICENSORS, CONTRACTORS, OR TALENT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, OPPORTUNITY, DATA, OR USE, ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICES, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF COMPANY AND ITS AFFILIATES, OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AGENTS, LICENSORS, CONTRACTORS, AND TALENT TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICES, IN THE AGGREGATE, EXCEED THE GREATER OF (A) THE AMOUNT YOU ACTUALLY PAID TO COMPANY FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THE FOREGOING LIMITATIONS APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to You. In such jurisdictions, Company’s liability is limited to the maximum extent permitted by law.

18. Indemnification by You
You agree to defend, indemnify, and hold harmless Company, its affiliates, officers, directors, members, managers, employees, agents, licensors, contractors, and Talent from and against © 2026 nobox creatives LLC. All rights reserved. | Page 8 of 13 any and all claims, demands, actions, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to: (a) Your use or misuse of the Services or Content; (b) Your Member Content; (c) Your breach of this Agreement or any law; (d) Your violation of the rights of any third party; or (e) any decision or action You take based on the Services or Content. Company reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which You are required
to indemnify Us, and You agree to cooperate with Our defense.

19. Term, Suspension, & Termination
This Agreement begins when You first access or pay for any Service and continues until terminated. Company may suspend or terminate Your access to any or all Services, in whole or in part, at any time, with or without cause and with or without notice, including (without limitation) for: violation of this Agreement; non-payment; chargeback; fraud; conduct that Company deems harmful to the community, Talent, or Company; or discontinuation of a Service. Termination by
Company for cause does not entitle You to any refund. Sections that by their nature should survive (including, without limitation, Sections 5–10, 13, 16–18, and 22–26) shall survive termination.

20. Privacy
Our collection and use of personal information in connection with the Services is described in Our Privacy Policy, which is incorporated into this Agreement by reference and may be updated from time to time. By using the Services, You consent to the data practices described in the Privacy Policy.

21. Copyright (DMCA) Policy
Company respects the intellectual-property rights of others and expects Members to do the same. If You believe that Content available through the Services infringes Your copyright, please send a notice that complies with 17 U.S.C. § 512(c)(3) to Our designated agent at the address in Section 25. We will respond to valid notices in accordance with the Digital Millennium Copyright Act and may remove or disable allegedly infringing material and terminate the
accounts of repeat infringers.

22. Dispute Resolution; Binding Arbitration; Class-Action Waiver
22.1 Informal Resolution.
Before initiating any formal proceeding, You agree to first contact Us in writing at the address in Section 25 and provide a detailed description of the dispute, the relief sought, and Your contact information. The parties shall attempt in good faith to resolve the dispute informally for at least sixty (60) days before any arbitration or court action is commenced. © 2026 nobox creatives LLC. All rights reserved. | Page 9 of 13

22.2 Binding Arbitration.
Any dispute, claim, or controversy arising out of or relating to this Agreement or the Services that is not resolved informally shall be resolved exclusively by final and binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect. The arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be Atlanta, Georgia, and the arbitration may be conducted by telephone, video, or written submissions at Your election for claims under $25,000. Judgment on the award may be entered in any court of competent jurisdiction.

22.3 Class-Action and Jury-Trial Waiver.
YOU AND COMPANY EACH WAIVE ANY RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, MASS ARBITRATION, OR REPRESENTATIVE ACTION. ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY. THE ARBITRATOR HAS NO AUTHORITY TO CONSOLIDATE CLAIMS, PRESIDE OVER ANY FORM OF CLASS PROCEEDING, OR AWARD CLASS-WIDE RELIEF.

22.4 Carve-Outs.
Notwithstanding the foregoing, either party may bring an individual action in small-claims court for any qualifying claim. Either party may also seek injunctive or other equitable relief in a court of competent jurisdiction in Fulton County, Georgia, to protect intellectual property, confidentiality, or other equitable rights, without first complying with the informal-resolution requirement.

22.5 Opt-Out.
You may opt out of the arbitration agreement and class-action waiver in this Section 22 by sending Us a written opt-out notice within thirty (30) days after first agreeing to this Agreement. The notice must include Your full name, address, email used to register, and a clear statement that You opt out of arbitration. Opting out does not affect any other provision of this Agreement.

23. Governing Law & Venue
This Agreement, and any dispute arising out of or relating to it or the Services, shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict-of-laws principles, and applicable federal law. Subject to Section 22, the exclusive venue for any non-arbitrable proceeding shall be the state or federal courts located in Fulton County, Georgia, and each party irrevocably consents to personal jurisdiction and venue therein. The U.N. Convention on Contracts for the International Sale of Goods does not apply.

24. Modifications to the Agreement & Services
Company may modify this Agreement at any time by posting the revised version at the location designated by Company, by emailing You, or by providing in-app notice. Modifications take © 2026 nobox creatives LLC. All rights reserved. | Page 10 of 13 effect upon posting (or such later date as We specify) for new users and on the date specified in the notice for existing users. Your continued use of the Services after the effective date constitutes Your acceptance of the modified Agreement. If You do not agree to a modification, Your sole remedy is to stop using the Services and cancel any active subscription.

25. Notices & Contact
All legal notices to Company must be sent by email to [email protected] (or such successor address as Company may designate) and, if requested, by U.S. mail to nobox creatives LLC, 3423 Piedmont Rd NE, Atlanta, GA 30305. Notices to You may be sent to the email address associated with Your account or by in-app notice and are deemed given when sent.

26. Miscellaneous
26.1 Entire Agreement.
This Agreement, together with the Privacy Policy and any Service-specific terms, constitutes the entire agreement between You and Company regarding the Services and supersedes all prior or contemporaneous understandings, agreements, representations, and warranties, whether written or oral.

26.2 Severability.
If any provision is held unenforceable, the remaining provisions remain in full force and effect, and the unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving the parties’ intent.

26.3 No Waiver.
Failure to enforce any provision is not a waiver of any future enforcement of that or any other provision.

26.4 Assignment.
You may not assign or transfer this Agreement, by operation of law or otherwise, without Company’s prior written consent. Company may assign this Agreement at any time, including in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law. Any attempted assignment in violation of this Section is void.

26.5 No Third-Party Beneficiaries.
Except for Talent and Company’s affiliates and licensors (who are intended third-party beneficiaries of Sections 5–10, 13, 16–18, and 22–23), this Agreement is for the sole benefit of the parties. © 2026 nobox creatives LLC. All rights reserved. | Page 11 of 13

26.6 Independent Contractors.
The parties are independent contractors. Nothing in this Agreement creates a partnership, joint venture, employment, agency, or fiduciary relationship.

26.7 Force Majeure.
Company is not liable for any failure or delay in performance caused by events beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, governmental action, pandemic or epidemic, labor disputes, internet or utility failures, or third-party-vendor failures.

26.8 Headings; Interpretation.
Headings are for convenience only and do not affect interpretation. “Including” means “including without limitation.” Ambiguities will not be construed against the drafter.

26.9 Electronic Acceptance.
You agree that clicking “I Agree,” submitting payment, or otherwise accessing the Services constitutes Your electronic signature and is legally binding to the same extent as a handwritten signature, in accordance with the U.S. Electronic Signatures in Global and National Commerce Act and applicable state law.

27. Acknowledgment
BY CLICKING “I AGREE,” CREATING AN ACCOUNT, SUBMITTING PAYMENT, OR ACCESSING ANY SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL OF ITS TERMS — INCLUDING THE NO-REFUND POLICY (SECTION 4.3), DISCLAIMERS (SECTIONS 10–11, 16), LIMITATION OF LIABILITY (SECTION 17), INDEMNIFICATION (SECTION 18), AND BINDING ARBITRATION AND CLASS-ACTION WAIVER (SECTION 22).

Please read the following terms of use relating to your use of this Site, and all the Sites listed below, under our brand, carefully. By using these Sites, you agree to these terms of use. We reserve the right to modify these terms at any time, without notice, so please check this page periodically for changes. By using these Sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this Site or any of our other Sites.

Restrictions

The contents of our Sites, as well as any of our content on our affiliated Sites, are protected by copyright and trademark laws, and are the property of their owners. You can not repost or resale any of our content without permission, as it is our protected or proprietary content and assets.

Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use only. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites, or any of our affiliated Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites and if you do not gain our written permission you will be held liable for significant damages. By using the Sites, you agree to these restrictions and to abide by all copyright notices.

Links

These terms of use apply only to our Sites, and not to the websites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other website, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site. Other websites may link to our Sites by permission only. To seek our permission, you may contact us at the information above. We reserve the right to rescind any permission granted to you or any organization in which we approve linking to our Sites, and to require termination of any such link to any of the Sites, at our discretion at any time.

Affiliate Links & Disclosures

If we use affiliate links, which are links to our partners or sponsors who pay us if you signup or purchase from them, then we will tell you on the page we are linking to them from. Any action you take on another company’s site is up to you and you are solely responsible for your actions and purchases with them. If we are paid by an affiliate, it does not cost you any extra – they are compensating us for driving traffic to them. Often, we are able to get you discounts and trials to companies we like; and we only recommend companies we like.

Events, Information, and Speaker Changes

The events, information, and speakers listed on our Sites are subject to change without notification.

Submissions

We welcome your comments about any of the Sites. However, we will not review or consider any unsolicited creative submissions or suggestions for topics at our seminars, within our newsletters, or for our products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to any ideas that were submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials. If, despite our request, you send us any idea, suggestion or material (“Submission”), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you.

Forums

A “forum” means any message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private folders. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component. We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.

Registration

We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use, any of the forum member guidelines, or for any other behavior that we in our discretion believe is inappropriate.

Disclaimers

The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on our Sites, as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites. Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials on the Sites in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any speakers, products or services offered on the Sites or those websites we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we, our affiliates, or any of our licensors or suppliers, be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability, or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us, or any of our licensors or suppliers, for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused, or alleged to have been caused, to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

No Professional Advice

The information contained in or made available through the Sites or through our affiliated Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, therapeutic, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors and suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we or our affiliates, nor our partners or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or any other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

SMS/Mobile Texting

When you become a customer through our Sites, you provide your phone number to us and we may use your phone number to confirm orders, deliver promised ongoing training or communication, and to send text updates, promotions, videos, audios, or messages related to Jay Samit or any of his brands, promotions or programs. You can opt-out of receiving any future text messages by simply replying to any of our text messages at any time with the word STOP. By signing up for our products or programs you hereby grant us permission to text you until you reply STOP. We do not ever sell or rent your phone number and we only communicate with you regarding relevant Brendon Burchard topics, programs, or events.

Non-Academic Institutions

Please note our company, Jay Samit, and sister companies like the High Performance Institute, The Burchard Group, or any of our affiliate live event promotion companies, are not accredited academic institutions and do not issue diplomas or academic certifications or degrees. We do not accept student loans or provide student aid under any programs. We are a for-profit training and research center for personal and professional development.

Earnings Disclaimer

We don’t believe in “get rich” programs – only in hard work, adding value, building a real and professional career, and serving others with excellence and consistency. Our programs are intended to help you share your message with a wider audience and to make a difference in the world, while growing your personal brand. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program. Please don’t enroll in our programs if you believe in the “money for nothing/get rich quick” myth or ideology; we only want serious people dedicated to real personal and professional development, who want to add value and move humanity forward. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. We don’t know you and, besides, your results in life are up to you. Agreed? We just want to help by giving great content, direction, and strategies. You should know that all products and services by our company, and our affiliates, are for educational and informational purposes only. Nothing on this page, any of our Sites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our Sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Making decisions based on any information presented in our products, events, services, or Sites, should be done with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, and under any circumstance.

Parental Permission

The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services, and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

Explicit Language & Mature Content

On our Sites we will occasionally discuss mature topics and language relating to personal and professional growth that may use explicit language or “curse words.” Users who are uncomfortable with such topics or language should not use our Sites.

Confidentiality and Non-Compete

Users of our Sites, and our affiliated Sites, hereby understand that the tools, processes, strategies, materials and information presented on these Sites are copyrighted and proprietary; so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives are prohibited. We will pursue legal action and full damages if any of these terms are violated in order to protect these rights.

This page subject to updates without notice.

Email Jay Samit with any questions.

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